"I think I have always taken money for granted."

Although I run my own business (and know exactly how to organise everything in that world), I am completely reliant on my husband for the day-to-day administration of our personal financial matters. I think I gained my resilience in business and entrepreneurial flair from my father and continue to learn from him, but also probably have developed his bad habits when it comes to casual spending.

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"My lessons around money didn’t occur until well into adulthood."

While in our corporate jobs, we weren’t conscious about expenses. We made all the yuppie mistakes of buying “nothing but the best” for our first child. Looking back, I regret our lavish ways.

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"A lot of my girlfriends seem reluctant to discuss money, but I think it's a fundamental part of life."

My father told me once that money is like water in your fist.  Once you loosen one finger, it all flows out. To me this means that you must watch where you spend.  It's easier to move up to a higher expenditure lifestyle than to move down to a more restricted financial lifestyle.  This lesson has stuck with me and makes me focus on a lifestyle that gives me freedom both financially and in terms of time.

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